GETTING PERSONAL, February 2022

January has come and gone so quickly, just like Covid in our family. All my family (including me) has had and recovered. The worst case was Nathan, but never really any jeopardy of needing hospitalization. I was vaccinated and boosted. My symptoms were like a cold that lasted about 5 days. The grand kids were “sick” for a couple of days, not much of an effect. We were very lucky. We continue to pray for one of my Rotary mates who has been hospitalized for about 4 weeks now and, although mildly improved, remains in serious condition. I am convinced that everybody is going to get some variation of this virus eventually. Those with comorbid conditions must take all precautions, the rest of us should get back to a less restrictive life.

The Market

Our government has lit the fuse of inflation with little hope of stemming this, out of control, nemesis. Rate hikes have been announced for March. Just the first of more hikes, one of the few actions that may help reduce the rise. Policy changes are certainly in order but there seems to be a lack of understanding since the current powers “in control” have stated that spending more money, we don’t have, will somehow help. Scary times ahead but, so far, little effect on our supply and demand issue. The listing on the back page was active on Saturday, already has at least 3 Offers that will be presented by the time you read this and most likely be under agreement. Rates have crept up to just over 4% which will affect the margins of affordablilty somewhat but not severe enough to have much effect on the demand side. National trending concerns: crime, inflation, border security, covid, foreign entanglement threats, leadership competence and supply chain, all are pushing consumer confidence levels down. All this, out of our individual control, is frustrating but no need to brace for Armageddon. Tend to our households, help each other and tough it out!

Prince and Princess Report

Enjoyed spending some time with Leo and Claire this past Saturday. Claire was helping Uma prepare our “Houseman” awards. Cookie trophies we are giving to some clients who were extraordinary in different ways. Claire is quite adept in her cooking, baking and decorating skills. Leo even had the time to grace us with his presence. We even had the chance to play some “Sorry” which Leo claimed victory. Probably good as he doesn’t take losing well. Rosie and Jimmy continue the weekly sleep overs, something we all look forward to. The big event is soon here: a new prince or princess is due this month. Ben and Annie are in want of a boy and a girl, respectively. I think it will be new princess. The big reveal Is coming soon. Nathan is running a pool for clients to guess the day and time. Closest to the actual day and time will win a gift certificate!

Home Front News

The garage is open in case of snow. Ceiling all painted in the “Man Cave/ Theater room”. I am still lamenting the loss of by beloved 3D TV. No longer in production so I had to replace with just a 4K set. I was conned into purchasing a Sony that was presented as a Qled and all the same features of a Samsung I was able to see at Best Buy but assured was equal and less money. I just had to pick it up at Lancaster store, so I did. In my excitement to install, I failed to really check it out. It was not a Qled TV and, in fact, not highly rated for picture quality. It was already out and ready to hang by the time I realized and checked the ratings. I tweaked the picture as best I could and have to live with it. Quite a let down from my great 3D Samsung. I can only hope it quits under warranty! Meanwhile, I have twenty-one 3D movies I to dispose of. Now that I am done crying, if you know anyone who can use them let me know, it includes “Avatar” which is really awesome in 3D. I will make them a real good deal!

Until Next month,





GETTING PERSONAL, January 2022

Greetings to you all! And a Happy New Year! A mild start to our new year as I mull the invitation from Cool Creek to golf today. It is early on New Year’s Eve, and I am up early thinking about stuff I have to do. Preparing the “Inkspot” is first on my mind as I don’t want to interrupt New Year’s Day with any take aways from family celebration. I am not likely to golf as temperatures won’t hit 50 degrees until about 10am with no sun and foggy. I have gear to accommodate the cold but it’s going to be wet and I really hate cold, wet feet!

The Market

Looking forward in the new year I am expecting some changes that could affect the market. The Feds have promised an interest rate hike, (one of probably three), in an effort to stem the runaway inflation. Since the lack of inventory will continue, we are not likely to see housing prices come down. Government policies have been an impediment to real growth in the economy and citizens on fixed incomes are going to take a substantial hit to their finances. Mandates and restrictions have pushed some businesses to their survival limits. If the fear mongering on Covid persists, even more businesses will fail. Since we have more jobs available than people willing to fill them, I don’t see a downturn in the real estate market due to anyone not able to be employed and meet their financial obligations.There may be people whose affordability range changes but the demand for housing remains. The scare of a bubble burst is in the air. I have seen advertising for stated income loans which were a large share of the cause for the last market crash. I am hopeful that people are wise enough to stay within their means.

Prince and Princess Report

Sleep overs have been plentiful with Jimmy and Rosie as it works out well on a Monday night to ease the strain for Olga and Austin for their work schedules on Tuesdays. It is such a blessing to have the opportunity to spend this time with them, bond and build some great memories. Of
course, Christmas was a blast with all congregating at Austin and Olga’s for celebration, food, present opening and fabulous cousin comradery. The kids have great affection for each other.
Their excitement at the prospect of getting together is heartwarming. Check out the back page for a visual and a primer on the growing clan of royalty. I write here about them and some out there are not familiar with the grand kids and my babblings about same. Ben often joins Jimmy on Tuesday mornings for a play date at Uma and Pampy’s. They play pretty will together but do have diverging interests. Jimmy would more likely, want to draw and color or do something crafty. Ben would likely plant himself in a theater seat and watch TV.

Home Front News
My wife has already taken up all the Christmas decorations and many await my hoisting them up over the garage to storage. I am likely to do that today and not wait for an announcement of snow or ice, and have to rush to make room in the garage for a car. I continue to “tinker” in my mancave (the grandkids call it the theater room) with rearranging stuff to suit me. Nothing
earthshaking, just digging out and displaying “stuff” that has not been in view for a long time. Pictures of grandkids now adorn my “trophy” wall and I have left a space for last Prince or Princess to join the group I have labeled “Charlie’s Angels”. I plan to repaint the ceiling of the “Theater” room. It is going to be a bit tedious with all the stuff around but it has needed it for a while and I may even get the time today, at least to start it. Since I have the paint and paraphernalia around I have no excuse to wait!

Until next month,

GETTING PERSONAL, December 2021



Greetings to you all!

A very Merry Christmas to you all! It is hard to believe the year is about to close. The air feels like snow today so time to cozy up inside and being thankful to have family to cozy with!

Working on this today as I have to participate in continuing Ed or license renewal tomorrow. After tomorrow just one more 3.5 hr class on Dec. 16th and I will have completed. As a Realtor Emeritus, I no longer have to take the ethics but it was part of the classes I scheduled so I am “over educated”!

So busy with so much that is not Real Estate but so thankful for the support of all my client base, THANK YOU, You are the best! It has been a very successful year, personally and professionally. I am certainly wishing for all of you a Happy and prosperous New Year!

The Market

Maybe a slight slowing of the business. I still am in competition with every offer. Just lost another bid with a cash offer, large price escalation addendum and lost out to another cash offer that didn’t require inspections! We even limited the seller’s exposure by the buyer taking responsibility for any repair, or deficiency found, with the remedy costing $2000 or less. The seller took another cash offer that required no inspections. Buyers still need to do their best to be the least risk buyer to be successful in competitive bidding.

Prince and Princess Report

Annie and Rosie had a sleep over (girls night). Lots of fun! Ben and Jimmy had to postpone their turn for a couple of weeks due to illness. They spent their day with us today which entailed the obligatory trip to Target and to Jimmy Mack’s. They are so fun to watch. Ben is really like a, real life, cartoon character. He and Jimmy are best friends, the house is filled with laughter as they crack each other up. All were in attendance at Aubri’s Thanksgiving feast. Claire kind of takes charge of the little ones. She is so helpful and generous with her time. Ben and Jimmy asked specifically to watch TV in Pampy’s “Theater” room. Jimmy gets to watch a good bit of TV at home but not so much for Ben. They spent time watching “Clifford the Dog” and snacking down on Dorito’s and chips. Lots of crumbs to vac up! A small price to pay for the enjoyment, theirs and mine!

Home Front News

My E-bike finally arrived. I had a couple of days to ride the E-bike. It is like riding on the level most of the time if I utilized the pedal assist. The perfect bike for an old man. I rode from Wrightsville to Nathan’s house on Furnace Rd and it was truly an easy ride. But I won’t ride in the cold weather so the bikes are hanging up in the garage until warmer weather.

I do have room for a car in the garage now so it can snow. My snowblower awaits. It has become very difficult, physically, to do a lot of snow blowing so I regrettably, needed to relinquish the snow blowing for the neighbor across the street. Doing just mine is fairly easy and I no longer dread a big snow. Almost looking forward to it!

No big projects on the horizon. I need to clean out my closet, which probably is a big project. So many clothes that are older than any of my grandchildren. I have weeded out some of my shoes, also older than any of my grandchildren. Formal dress clothes are so seldom necessary anymore, I need to visit the Good Will bin. I will admit to being nostalgically attached to some of it but I will have to suck it up and clean house. Maybe a big snow will come and I will have something to look forward to!

Until next month,



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